Conventional Mortgage Loans
A Conventional Mortgage Loan is a traditional program for loans that are not guaranteed by the government.
“Soon to be available”
FHA Mortgage Loans
FHA, the Federal Housing Administration, is a governmental agency established during the Great Depression to develop national standards of housing and encourage home ownership.
“Soon to be available”
VA Mortgage Loans
The VA Mortgage Loan was recognized in 1944 through the GI Bill of Rights. The GI Bill was signed into law by President Franklin D. Roosevelt and gave veterans a guaranteed home with no down payment.
“Soon to be available”
Pursuant to the requirements of section 157.007 of the Mortgage Banker Registration and Residential Mortgage Loan Originator Act, Chapter 157, Texas Finance Code, you are hereby notified of the following: Consumers wishing to file a complaint against a company or a residential Mortgage Loan Originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 N Lamar, Suite 201, Austin, TX 78705. Complaint forms and instructions may be obtained from the department’s website at http://www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originator. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at http://www.sml.texas.gov.